* { box-sizing: border-box; }
  body {
    font-family: 'Source Serif 4', Georgia, serif;
    background: #fff;
    color: #1a1a1a;
    font-size: 17px;
    line-height: 1.7;
  }
  /* HEADER */
  .site-header {
    border-bottom: 2px solid #1a1a1a;
    padding: 10px 0 8px;
    text-align: center;
    background: #fff;
  }
  .site-logo {
    font-family: 'Source Serif 4', Georgia, serif;
    font-size: 26px;
    font-weight: 700;
    color: #1a1a1a;
    letter-spacing: -0.5px;
  }
  .site-logo em {
    font-style: italic;
    font-weight: 400;
  }
  .site-logo span.bold { font-weight: 700; }

  /* NAV BREADCRUMB */
  .breadcrumb-bar {
    font-size: 13px;
    color: #555;
    padding: 8px 0 4px;
    border-bottom: 1px solid #e5e5e5;
    margin-bottom: 20px;
  }
  .breadcrumb-bar .badge-anzeige {
    background: #e8f0fe;
    color: #1a56db;
    font-size: 11px;
    font-weight: 600;
    border-radius: 3px;
    padding: 2px 7px;
    margin-left: 6px;
    font-family: Arial, sans-serif;
  }

  /* MAIN HEADLINE */
  .main-headline {
    font-size: 32px;
    font-weight: 700;
    line-height: 1.25;
    color: #111;
    margin-bottom: 14px;
    font-family: 'Source Serif 4', Georgia, serif;
  }
  .sub-headline {
    font-size: 19px;
    font-style: italic;
    color: #333;
    font-weight: 400;
    margin-bottom: 14px;
    line-height: 1.5;
  }
  .byline {
    font-size: 13px;
    color: #666;
    margin-bottom: 20px;
    font-family: Arial, sans-serif;
  }

  /* HERO IMAGE */
  .hero-img {
    width: 100%;
    max-width: 680px;
    display: block;
    margin: 0 auto 16px;
    border-radius: 2px;
  }
  .hero-caption {
    font-size: 14px;
    font-style: italic;
    color: #555;
    text-align: center;
    margin-bottom: 24px;
    border-left: 3px solid #ccc;
    padding-left: 12px;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
  }

  /* BODY TEXT */
  .article-body p {
    margin-bottom: 18px;
    font-size: 17px;
    line-height: 1.75;
    color: #1a1a1a;
  }
  .article-body h2 {
    font-size: 22px;
    font-weight: 700;
    margin-top: 32px;
    margin-bottom: 12px;
    color: #111;
    font-family: 'Source Serif 4', Georgia, serif;
  }
  .article-body h3 {
    font-size: 19px;
    font-weight: 700;
    margin-top: 24px;
    margin-bottom: 10px;
    color: #111;
  }

  /* DIVIDER */
  .section-divider {
    border: none;
    border-top: 2px solid #e5e5e5;
    margin: 30px 0;
  }

  /* CHECKMARK LIST */
  .check-list {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
  }
  .check-list li {
    display: flex;
    gap: 10px;
    margin-bottom: 20px;
    align-items: flex-start;
    font-size: 16.5px;
    line-height: 1.65;
  }
  .check-list li .check-icon {
    color: #1a7a2e;
    font-size: 18px;
    margin-top: 2px;
    flex-shrink: 0;
  }
  .check-list li strong { font-weight: 700; }

  /* EXPERT QUOTE BOX */
  .expert-quote {
    background: #f5f7fa;
    border-left: 4px solid #1a56db;
    padding: 20px 24px;
    margin: 28px 0;
    border-radius: 0 6px 6px 0;
  }
  .expert-quote p {
    font-style: italic;
    font-size: 17.5px;
    color: #222;
    margin: 0 0 8px;
  }
  .expert-quote .expert-name {
    font-size: 13.5px;
    color: #555;
    font-style: normal;
    font-family: Arial, sans-serif;
  }

  /* COUPLE IMAGE & CAPTION */
  .testimonial-block {
    background: #f9f9f9;
    border: 1px solid #e5e5e5;
    border-radius: 6px;
    padding: 20px;
    margin: 28px 0;
  }
  .testimonial-block img {
    width: 100%;
    border-radius: 4px;
    margin-bottom: 14px;
  }
  .testimonial-block p {
    font-size: 15.5px;
    color: #333;
    margin: 0;
    line-height: 1.65;
  }
  .testimonial-block .tname {
    font-weight: 700;
    font-size: 14px;
    color: #111;
    display: block;
    margin-bottom: 6px;
  }

  /* EZB CHART IMAGE */
  .chart-wrapper {
    border: 1px solid #e0e0e0;
    border-radius: 4px;
    padding: 16px;
    margin: 24px 0;
    background: #fafafa;
  }
  .chart-wrapper img {
    width: 100%;
    display: block;
  }
  .chart-caption {
    font-size: 13px;
    color: #666;
    font-style: italic;
    margin-top: 10px;
    text-align: center;
  }

  /* CTA SECTION */
  .cta-section {
    background: #f0f7ff;
    border: 2px solid #1a56db;
    border-radius: 8px;
    padding: 28px 24px;
    margin: 32px 0;
    text-align: center;
  }
  .cta-section h3 {
    font-size: 20px;
    font-weight: 700;
    color: #111;
    margin-bottom: 10px;
  }
  .cta-section p {
    font-size: 15.5px;
    color: #333;
    margin-bottom: 20px;
  }
  .btn-cta {
    background: #e8a800;
    color: #111;
    font-weight: 700;
    font-size: 17px;
    border: none;
    border-radius: 5px;
    padding: 14px 32px;
    display: inline-block;
    text-decoration: none;
    cursor: pointer;
    transition: background 0.2s;
    font-family: Arial, sans-serif;
  }
  .btn-cta:hover { background: #d09600; color: #111; }
  .cta-link {
    display: block;
    margin-top: 14px;
    font-size: 14px;
    color: #1a56db;
    text-decoration: underline;
    font-style: italic;
  }

  /* BULLET ADVANTAGES */
  .adv-list {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
  }
  .adv-list li {
    padding: 6px 0 6px 28px;
    position: relative;
    font-size: 16px;
    color: #1a1a1a;
    border-bottom: 1px solid #f0f0f0;
  }
  .adv-list li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: #1a7a2e;
    font-weight: 700;
  }

  /* FOOTER LINK */
  .final-link {
    font-size: 15.5px;
    margin-top: 16px;
  }
  .final-link a {
    color: #1a56db;
    font-weight: 600;
    text-decoration: underline;
  }

  /* DISCLAIMER */
  .disclaimer {
    background: #f5f5f5;
    border-top: 2px solid #ddd;
    padding: 28px 0 20px;
    margin-top: 48px;
  }
  .disclaimer h5 {
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #555;
    font-family: Arial, sans-serif;
    margin-bottom: 10px;
  }
  .disclaimer p {
    font-size: 12.5px;
    color: #666;
    line-height: 1.65;
    font-family: Arial, sans-serif;
  }
  .disclaimer a {
    color: #1a56db;
    font-size: 12.5px;
    font-family: Arial, sans-serif;
  }
  .footer-links {
    margin-top: 12px;
    font-family: Arial, sans-serif;
    font-size: 12.5px;
  }

  /* RESPONSIVE */
  @media (max-width: 576px) {
    .main-headline { font-size: 24px; }
    .sub-headline { font-size: 16px; }
  }

  /* RENDITE SECTION */
  .rendite-highlight {
    background: linear-gradient(135deg, #e8f5e9 0%, #f0f7ff 100%);
    border-radius: 8px;
    padding: 20px 22px;
    margin: 20px 0;
    border-left: 4px solid #1a7a2e;
  }
  .rendite-highlight strong {
    color: #1a7a2e;
    font-size: 19px;
  }